How to talk to your parents about aged care
General information only. Not financial, legal or medical advice. Your situation is unique — consider speaking with an aged care specialist, financial adviser or your GP before making decisions. Information is current as at April 2026 and may change. Always verify with My Aged Care (myagedcare.gov.au) or Services Australia (servicesaustralia.gov.au) for the most current details.
The conversation about aged care with a parent is one of the hardest conversations adult children have. It touches on mortality, independence, identity, and the shifting of roles within a family. Most families avoid it. This guide will help you start it.
Why you should start it now
The families who navigate aged care best are the ones who started the conversation early — not when Mum was in hospital, not when Dad couldn't drive anymore, but before things changed. Early conversations mean decisions are made with the person, not for them. It means knowing their wishes before they can no longer express them.
What gets in the way
Common barriers include:
- Fear of upsetting them. You assume they'll be distressed or offended. Often the opposite is true — many older people want to have this conversation but are waiting for their children to bring it up.
- It feels too early. It almost never is. The right time is before it's urgent.
- Not knowing what to say. You don't need a script. You need an opening.
How to start the conversation
The best opening lines are those that make it about connection and love, not about problems:
- "I've been thinking about how to be helpful to you as you get older — can we talk about that?"
- "I realised I don't know who your solicitor is. Can we do a document review together?"
- "A friend went through a crisis with their parents and I want us to be prepared. Can we look at this together?"
- "I found this free tool that creates an aged care plan in 4 minutes. Do you want to do it together?"
Handling resistance
Some parents will resist. Common forms of resistance:
- "I don't need to think about that yet." → "I know — that's why now is the perfect time, when we have space to think clearly."
- "I've sorted everything out." → "That's great — can we just check we know where everything is and who to contact?"
- "You're being morbid." → "I'm thinking about how to support you properly. I want to know what you want."
Don't try to cover everything in one conversation. Have multiple small conversations over time rather than one big difficult one.
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